Bottom Line:Indiana Toll Road not Worth $3.8 Billion to State by John A. Tatom

The state of Indiana passed legislation in March 2006 that allows the state to lease the Indiana Toll Road across Northern Indiana for $3.8 billion. The lessee is Statewide Mobility 合作伙伴, a joint venture of McQuarie Infrastructure Group of Australia and Cintra of Spain. As with any legislation involving so much money, arguments circulated from all sides and thoroughly confused the discussion with fallacious or specious arguments about the benefits or costs of the decision to privatize the road.

NFI Advocating Early Financial Literacy Education by David Godsted & Martha Henn McCormick

The National 基金会 for Educational 研究 defines financial literacy as the ability to make informed judgments and to take effective decisions regarding the use and management of money. 网络 Financial Institute views financial literacy as a "subset" of literacy itself, a discrete skill set that it is important for people to become proficient in so that they reach a level considered to be functional in our society.

NFI 研究生 Fellow Attends Annual Insurance Summit by Rebecca Shorter

Two very different positions on the issue of an optional federal charter for the insurance industry emerged during NFI’s third annual Insurance Reform Summit in March. One argument supports the optional federal charter that puts the federal government in the regulatory driver’s seat. The other favors passage of the State Modernization and Regulatory Transparency Act, which would leave the primary power in the hands of the state with the option of deferral to the federal government.

State's Banking Industry Experiences Recent Changes by Ozer Erdem

The banking sector plays a very important role in the state economy. In 2005, there were a total of 35,580 employees (full-time equivalent) working for both savings institutions (5,039) and commercial banks (30,541) in Indiana. Commercial banks are the source of most of the jobs in the industry.

Adult Financial Literacy Event to Focus on Growing Problem by John A. Tatom

Financial literacy is becoming widely recognized as a fundamental problem everywhere. Up to 40 million Americans do not use mainstream banking services. According to a survey conducted by FleetBoston in September 2003, only 27 percent of U.S. adults feel well-informed about managing their own household finances. NFI has organized a conference focusing on issues surrounding adult financial literacy.

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